Success Stories
Real partnerships. Real impact.
At Zvilo, we believe our success is measured by the success of the businesses we support. Every partnership is unique, but they all share a common goal: helping businesses unlock growth through accessible trade finance and working capital solutions.
Hear directly from our clients as they share their experience working with Zvilo, the challenges they faced, and how our partnership has helped them grow with confidence. These stories reflect our commitment to building long-term relationships and delivering meaningful impact across the markets we serve.

Keeping a Successful Fast-Food Brand Moving
The HeBs and Zvilo Success Story
Access to working capital is critical for fast-moving businesses managing high customer volumes and multiple suppliers.
Through Zvilo's working capital solutions, HeBs, one of the most successful fast-food brands in the Balkans is able to pay suppliers on time, maintain stable operations, and stay focused on delivering great products and service across every location.
This partnership highlights how working capital solutions can support consistent operations and give ambitious businesses the confidence to grow.
Unlocking Working Capital for SME Suppliers
The SPAR Kosovo / MAMS & Zvilo Success Story
Access to working capital is critical for SMEs operating in retail supply chains.
Through Zvilo’s working capital solutions, SPAR Kosovo is able to offer earlier payment to suppliers such as MAMS, improving cash flow and enabling them to grow while continuing to supply products to SPAR stores.
This partnership highlights how working capital solutions can strengthen supplier relationships and create more resilient supply chains